ABOUT

Tony Wanderon was named CEO of APCO in 2023. He has more than 32 years in the industry as an Agent, Administrator and Executive for a Fortune 50 company and has spearheaded or been involved in many public and private sale transactions of companies he has led. Throughout his career, Tony has been an innovator and leader in the automotive F&I industry, pioneering several F&I products including GAP and Trade-In Protection and developed the first successfully integrated dealer-owned Personal Lines Insurance Agency.‍​

Courtney Hoffman drives APCO’s organic and inorganic growth engines, overseeing our national sales teams, agent partnerships, post-purchase sales, and a robust F&I training program. She was promoted to President & Chief Revenue Officer in 2024. Courtney also guides APCO’s M&A growth plan, building on recent acquisition gains. She brings over 25 years of industry experience in Claims, Operations, OEM/strategic partnerships, mergers and acquisitions, and sales leadership.

John Lee joined APCO in 1991 with the primary responsibility of developing and managing APCO’s insurance relationships and risk management policies and procedures. He was promoted to Chief Operating Officer in 2024 after having served in various positions. Prior to joining APCO, John was a Claims Manager at General Group International and Maryland Casualty Company. He holds a B.A. from Furman University and an Honorary Degree in Foreign Studies from Kansai Gaidai University in Hirakatashi, Japan.

Kumar Kathinokkula joined APCO in 2024 to lead Information Technology, bringing over 30 years of experience in IT and product management with deep expertise in the automotive F&I industry. Kumar was the cofounder of the first SaaS-based F&I aftermarket sales and administration platform. After leading that company to a successful private equity funded exit, he has more recently launched AI and digital transformation technologies for the F&I industry. Kumar holds a Bachelor of Technology degree from Osmania University and a Masters in Environmental Engineering from Missouri University of Science and Technology.

Christina Schrank leads Claims and Operations with a laser focus on providing the service and support our customers deserve and expect. Over her 25+ years with the company, Christina has held the roles of Operations Supervisor, Director of Operations, VP of Marketing and Customer Support, and COO of NAC. She holds a degree in Business Administration and has been honored several times by industry publications for her contributions to the industry.

Erika joined APCO in 2023 as Chief Legal Officer.She brings nearly 25 years of experience to her role, most recently serving as Chief Counsel for Assurant’s Global Auto Business Unit.Previously, Erika served as the General Counsel for a division of CNA Insurance and before that spent twelve years serving in a variety of legal, claims, and business roles at Allstate.Erika began her career as a trial attorney in Chicago where she litigated over a dozen jury trials.She is a member of the Bar in New York, Illinois, and Arizona.Erika holds a J.D. from Southern Illinois University School of Law and a Bachelor of Arts from Siena College.

David DeCredico joined APCO as its Vice President for Reinsurance Programs in 2004 after spending the early part of his career in Public Accounting. David holds a Bachelor of Arts degree from Wake Forest University and a Master’s of Science in Management from the Georgia Institute of Technology. David is also a licensed Certified Public Accountant. In 2007, in addition to managing EasyCare’s Dealer Reinsurance programs, he took on primary responsibility for Program Development and managed the relationships with all of APCO’s OEM and other private labels.

Mark Cortez leads all direct dealer revenue streams for auto, RV, marine, and powersports—ensuring customer success, client retention, and revenue forecasting.

James has over 20 years of experience in the automotive industry. With a strong track record of managing top-performing territories, developing new channels of business, and building revenue-producing relationships, James leads GWC’s high-performance sales organization with a focus on creating stronger market penetration. His deep understanding of the competitive landscape helps drive organizational innovation and growth as the industry continues to evolve.

Spencer Wanderon leads APCO’s indirect agency channel nationally, supporting partners in growing their business and driving success in their agency. Spencer and his team employ a responsive relationship-building approach that separates them from the pack and makes them the best in the industry. He holds a Bachelor’s in Finance & Economics from the University of Alabama. His twin girls motivate him to be the best he can be. 

Jennifer Haddow brings over 20 years of experience leading marketing strategy and execution, focusing on brand positioning, targeted demand generation, and sales enablement for the APCO Holdings family of brands. She joined APCO in 2015 as Director of Marketing, then Senior Director of Marketing Operations in 2019, and was promoted to Vice President of Marketing in 2023. Prior to joining APCO, Jennifer led creative services for a global medical technology company and held various marketing roles at mortgage services and lending technology companies. She holds a B.A. in Public Relations from the University of Georgia.‍ 

Yahaira Calero is an empowering leader with nearly 20 years of experience in human resources, business operations, and customer service within the automotive industry. She joined APCO in 2022 as Director of HR Operations and was promoted to Vice President of Human Resources in 2023. In her current role, Yahaira supports APCO’s leaders with a unique perspective and appreciation that human capital is every organization’s most important asset. Before joining the APCO team, her roles included HR Relationship Manager and various operational roles at JM Family Enterprises. Yahaira received her MBA from Florida Atlantic University and her bachelor’s in criminal justice from John Jay College in New York City.